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Loan Officer


   Closing Date: Dec. 31, 2019

Employer:Cheektowaga Community FCU
Job Location: Cheektowaga - Erie County
Employment Type:Full Time
Salary Range:Based on experience
Benefits:100% Paid Single Health Coverage or Opt out Incentive , Retirement plan with employer 3% match, generous vacation time and personal time, paid holidays, generous year end stipend!

Description:

The Loan Officer supports the credit union's goals, values and philosophy by exhibiting the following behaviors: excellence, quality member service, commitment and accountability. As a member of the Credit Union's lending team, performance includes demonstration of the following accountabilities: communication, teamwork, product knowledge and quality member service.

Duties:

* Review loan applications, credit reports, employment and income to determine eligibility within policy limits: calculates terms of the loan: based on underwriting experience, makes decision to approve, disapprove or forward the loan request to higher levels for decision: notifies member verbally and in writing, as required by law of loan decision before forwarding information to appropriate branch personnel for closing.
* interviews members applying for loans to gather information concerning their loan needs, earnings, and financial condition.
* Assists members with all requests: provides general information concerning products, services and policies of the credit Union: responsible for cross-selling Credit Union products and services to members.

Qualifications:

* High School Diploma
* A full understanding of our products and services
* Excellent verbal and written communication skills
* Problem solving, multi-tasking and leadership skills
* Strong attention to detail and accuracy
* Ability to work independently and as part of a team
* Minimum of one to three years of consumer lending experience preferably in a credit union, bank or other financial institution required.
* Your ability to be bonded is required.
*CompuSource System a plus
* NMLS a plus
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