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Loan Officer


   Closing Date: Oct. 31, 2018

Employer:Western New York Federal Credit Union
Job Location: West Seneca - Erie County
Employment Type:Full Time
Benefits:Health insurance, retirement plan, vacation, sick, and personal time, paid holidays, long term disability, life insurance, and incentive plan. AFLAC and dental available.

Description:

Assist members with their consumer lending needs, analyzing loan requests and making credit decisions based on lending policy. Position hours include Monday through Friday 8:00 AM - 5:00 PM and Saturday 8:00 AM - 12:00 PM.

Duties:

Interview applicants for loans and process various loan applications. Gather background information and analyze loan applicants’ credit history. Approve or deny loan applications based on an analysis.

Assist members with the loan application process. Handle loans of the highest complexity, value, or risk. Prepare and/or review all loan documents for completeness and accuracy.

Approve or deny any loan applications. Explain the reasons for denial, and explore options for members when loans are denied.

Implement new loan products and services in accordance with management direction.

Proficient in Microsoft word/excel.

Qualifications:

At least three years previous experience in lending. Must have the ability to communicate effectively with members. Must have the ability to follow through and solve problems. Understanding verbal and written communication effectively.
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