| Employer: | Reliant Community Federal Credit Union |
| Job Location: |
Sodus - Wayne County |
| Employment Type: | Full Time |
Description: |
| Reduces risk of loss to the Credit Union by leading and coordinating activities related to fraud, security, safety, and disaster recovery. Establishes programs to prevent, monitor, and respond to external and internal fraud. Establishes programs to maintain employee safety, and conducts safety and security training. Ensures compliance with the Bank Secrecy Act, US Patriot Act, and ATM Safety Act, and maintains the credit union’s disaster recovery plan. Serves as Reliant’s BSA Officer and Safety Officer. Position is located in the Sodus office and frequently requires travel to all branches and other locations. |
Duties: |
1. Monitors transaction activity for possible money-laundering, suspicious activity, and prohibited transactions. Prepares and submits Currency Transaction Reports and Suspicious Activity Reports as required by regulation.
2. Investigates cases of fraud involving plastic cards, ATM transactions, and cash and check transactions. Investigates and assists with follow-up of claims of fraud or forgery reported from other areas of the credit union.
3. Monitors and verifies employee account activity for unusual activity.
4. Assists Asset Recovery Department with skip tracing and location of assets, in particular, the location of vehicles to be repossessed.
5. Maintains the Credit Union’s Security Manual. Conducts regular review of security procedures and internal control systems, making recommendations for improvement as appropriate. Ensures regular testing of security procedure response plans.
6. Establishes and facilitates programs with outside vendors for security monitoring services, and participates as a member of the security incident response team.
7. Coordinates initial and ongoing employee training for security and safety procedures.
8. Periodically inspects Credit Union facilities to assure compliance with the Security Manual and the ATM Safety Act; conducts tests of security equipment, cameras and lights as required.
9. Assists with planning and design of security equipment for new and existing branches.
10. Maintains the Disaster Recovery/Business Continuity Plan and ensures the plan remains current, adequately addresses identifiable risks, and is appropriately tested on a regular basis to provide reasonable assurance of its effectiveness.
11. Maintains a comprehensive and effective BSA/AML compliance program, ensuring ongoing review and training of all applicable laws and regulations, including but not limited to IRS, US Treasury, NCUA regulations, BSA, OFAC, and other member compliance regulations.
12. Coordinates bond claims processing and participates in establishing appropriate insurance coverage for fraud related categories.
13. Coordinates risk management activities both internally and externally, including employees, Board of Directors, Supervisory Committee, law enforcement, insurance carriers, security firms, etc.
14. Serves as a member of the Credit Union’s Risk Management and Delinquent Loan committees, and others as appropriate. Participates as a member of the Rochester Security Clearing House and other related organizations to maintain awareness of security related issues.
15. Works with senior management to address and respond to instances of actual, threatened, or potential disruption or violence.
16. Travels to other Reliant locations to provide technical support to staff and operations.
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Qualifications: |
1. Excellent problem solving and analytical ability to assess situations, identify needs, and develop and implement solutions.
2. Excellent interpersonal skills with the ability to motivate and influence others, to gain cooperation, and to work effectively with diverse groups of people. Networking contacts with local law enforcement and related agencies beneficial.
3. Ability to function independently while coordinating internal and external resources. Strong organizational skills.
4. Ability to intercede and effectively manage crowd control.
5. Strong written and oral communication skills.
6. Effective documentation and record management skills.
7. Ability to prioritize projects and meet deadlines.
Minimum Training and Experience:
1. Minimum of five years work experience in risk management or related field. Related financial services experience is desirable.
2. Associates degree in business administration/management, criminal justice, or related program is required; related work experiences may be considered in lieu of certain educational requirements.
3. Demonstrated proficiency with spreadsheets and word processing required (Microsoft Office suite of programs preferred).
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